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Cobra Health Insurance Coverage

Benefits:

  • Cheaper than the states high risks fund/pool
  • Also can cover workers in non federal government employees
  • Lasts for up to 18 months in cases of termination or reduction of hours
  • Can also cover your children and spouse
  • Provides for benefits of up to 36 months if your spouse dies, you come close to getting medicare or become divorced
Drawbacks:

  • May not cover terminated church or federal employees with group plans
  • May not be available to employees of small companies with less than 20 total full and part time workers
  • May not be available to workers of large company medical plans (self funded benefit plans)
  • Must be covered with an employer plan to be eligible
Your medical coverage can terminate if:

  • You don't pay your premiums
  • You exhaust the 18 to 36 month period of benefits
  • Your previous employer cancels their group health benefits
  • You are enrolled into another group or individual health policy
  • You become eligible for medicare

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Craig Casey

3569 5th Ave. Ste 1A
San Diego, CA 92103

















































































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